These Terms of Use ("Terms") govern your access to and use of mygiftscardsmall.com ("Site"), operated by MyGiftsCardSmall, 616 SW College St, Portland, OR 97201. By accessing the Site, you agree to these Terms in full. If you do not agree, do not use the Site.
-
Nature of the Site. This Site is an independent educational resource providing general consumer information about prepaid gift cards in the United States. We are not affiliated with any gift card issuer, payment network, retailer, bank, or government agency. Nothing on this Site constitutes financial, legal, or investment advice. All information is provided for general educational purposes only.
-
No Advisory Relationship. Use of this Site does not create any advisory, fiduciary, or professional relationship between you and MyGiftsCardSmall. We do not provide personalized guidance. For advice specific to your situation, consult a qualified professional or contact the relevant card issuer directly.
-
Accuracy of Information. We make reasonable efforts to ensure the accuracy of information published on this Site. However, gift card policies, fees, and applicable regulations may change. We do not warrant that all information is current, complete, or error-free. You should verify important details directly with the relevant card issuer or applicable regulatory authority.
-
Intellectual Property. All content on this Site, including text, graphics, layout, and code, is owned by or licensed to MyGiftsCardSmall and is protected by US copyright law. You may read, print, and share individual pages for personal, non-commercial use. You may not reproduce, republish, distribute, or commercially exploit any content without prior written permission.
-
Permitted Use. You may use this Site only for lawful purposes and in accordance with these Terms. You may not use the Site to transmit harmful, offensive, or illegal content; attempt to gain unauthorized access to Site systems; engage in scraping or automated data collection without permission; or impersonate any person or entity.
-
Third-Party Links. The Site may contain links to external websites, including government agencies (CFPB, FTC, Federal Reserve) and other informational resources. These links are provided for convenience only. We do not endorse, control, or accept responsibility for the content of linked sites. Accessing third-party sites is at your own risk.
-
Disclaimer of Warranties. This Site is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant uninterrupted or error-free operation of the Site.
-
Limitation of Liability. To the fullest extent permitted by applicable law, MyGiftsCardSmall shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Site or its content. Our total liability for any claim arising from use of the Site shall not exceed one hundred US dollars ($100).
-
Indemnification. You agree to indemnify and hold harmless MyGiftsCardSmall and its contributors from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the Site or violation of these Terms.
-
Privacy. Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand our data practices.
-
Governing Law. These Terms are governed by the laws of the State of Oregon, United States, without regard to conflict of law principles. Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of courts located in Multnomah County, Oregon.
-
Modifications. We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised "Last Updated" date. Continued use of the Site after modifications constitutes acceptance of the revised Terms.
-
Severability. If any provision of these Terms is found to be unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.
-
Contact. Questions about these Terms may be directed to: info@mygiftscardsmall.com or by mail to 616 SW College St, Portland, OR 97201.